Terms of Service
Effective April 12, 2026 · CRUCiBLE CAPiTAL SYSTEMS LLC · shawwe@alumni.vcu.edu
⚠ Risk Disclaimer
CRUCiBLE Markets is NOT an investment advisor and does NOT provide investment advice. All content on this platform — including backtests, risk scores, strategy signals, market regime analysis, and AI-generated analysis — is provided for educational and informational purposes only. Past performance of any strategy, algorithm, or model is not indicative of future results. Trading financial instruments, including cryptocurrencies and stocks, involves a substantial risk of loss, including the possible loss of your entire investment. You are solely responsible for your own trading decisions. Never trade with money you cannot afford to lose.
These Terms of Service (“Terms”) govern your access to and use of CRUCiBLE Markets (“Service”), a quantitative trading platform operated by CRUCiBLE CAPiTAL SYSTEMS LLC (“Company,” “we,” “us,” or “our”). By creating an account or using the Service, you agree to these Terms and the Risk Disclaimer above.
1. Eligibility
You must be at least 18 years old and legally permitted to trade financial instruments in your jurisdiction to use CRUCiBLE Markets. By using the Service, you confirm that you meet these requirements. We do not verify your jurisdiction's trading laws — compliance is your responsibility.
2. Account Registration
You must provide accurate information when creating your account. You are responsible for all activity under your account and for maintaining the security of your credentials. Notify us immediately at shawwe@alumni.vcu.edu if you suspect unauthorized access. Two-factor authentication is available and strongly recommended, particularly for accounts with live broker connections.
3. Description of Service
CRUCiBLE Markets provides tools for quantitative trading research, including charting, strategy backtesting, paper trading simulation, market regime analysis, and AI-powered risk analysis (the Risk Agent). Broker connections and live trading execution are planned roadmap features and are not currently enabled. Features are gated by subscription tier (Free / Pro / Elite / Enterprise). We reserve the right to modify, add, or remove features at any time.
4. NOT Investment Advice
Nothing on CRUCiBLE Markets constitutes investment advice, financial advice, trading advice, or any recommendation to buy or sell any security, cryptocurrency, or other financial instrument. The Risk Agent, backtesting results, market regime signals, “A Grade Picks,” and all other platform outputs are analytical tools for your independent research. We are not a registered investment advisor, broker-dealer, or financial institution. You should consult a licensed financial advisor before making any investment decision.
5. Subscriptions and Billing
Paid subscriptions (Pro $10/mo, Elite $25/mo, Enterprise $100–150/mo) are billed on a recurring monthly basis via Stripe. Your subscription renews automatically unless cancelled before the renewal date. Cancellation takes effect at the end of the current billing period — you retain access until then. We do not offer refunds for partial billing periods except where required by law. Pricing may change with 30 days' written notice.
6. Broker Connections and Live Trading (Roadmap)
Broker connections and live trading are planned roadmap features and are not currently enabled. Today, CRUCiBLE Markets provides charting, backtesting, paper trading, regime detection, and the Risk Agent only. The terms below describe how live trading will work once it is released, so there are no surprises if and when you enable it:
- We will never hold, custody, or control your funds. You will connect your own broker account at your own risk.
- We will not be responsible for losses resulting from strategy execution, market conditions, API errors, connectivity issues, or broker outages.
- You will be solely responsible for configuring risk management parameters (position sizing, stop losses, maximum drawdown limits).
- Bugs, latency, or platform errors may cause unintended trades. We will not be liable for such outcomes.
- Initial live-trading integrations (when released) are expected to be Alpaca for US stocks and Bitunix for crypto futures. Availability is not guaranteed and may change.
7. Acceptable Use
You agree not to:
- Attempt to manipulate markets using strategies deployed through the platform
- Circumvent tier limits, rate limits, or access controls
- Reverse engineer, scrape, or replicate the platform's proprietary data, models, or code
- Share your account with other users or resell access to the platform
- Use the platform in violation of any applicable law, including securities regulations in your jurisdiction
- Submit false information or impersonate any person or entity
8. Your Content and Strategies
You retain ownership of trading strategies, custom indicators, and other content you create on the platform. By using the platform, you grant CRUCiBLE CAPiTAL SYSTEMS LLC a limited license to store, process, and execute your strategies as directed by you. We do not share your strategies with other users without your explicit consent. Anonymized, aggregated performance data (with no identifying information) may be used to improve the platform.
9. Intellectual Property
CRUCiBLE Markets — including its platform, the Quant Engine, risk scoring models, the Risk Agent, the “16-layer validation” methodology, the Gold Star Rating system, design, code, and branding — is the intellectual property of CRUCiBLE CAPiTAL SYSTEMS LLC. You may not reproduce, distribute, or create derivative works from any part of the platform without our written consent.
10. Disclaimer of Warranties
CRUCiBLE Markets is provided “as is” and “as available.” We make no warranty that the Service will be uninterrupted, error-free, or that any backtest, signal, or analysis will be accurate or profitable. Market data is sourced from third-party providers and may be delayed, inaccurate, or unavailable. We are not responsible for data quality from third-party sources including Yahoo Finance, Alpha Vantage, CoinGecko, or any news provider.
11. Limitation of Liability
To the fullest extent permitted by law, CRUCiBLE CAPiTAL SYSTEMS LLC and its officers, employees, and agents shall not be liable for any trading losses, indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to: losses from live or paper trades, losses from broker API errors, data inaccuracies, platform downtime, or reliance on any platform output. Our total liability for any claim shall not exceed the total subscription fees you paid in the 3 months preceding the claim, or $50, whichever is greater.
12. Termination
You may cancel your account at any time. We may suspend or terminate your access for violations of these Terms, non-payment, suspicious trading activity, or regulatory concerns, with or without prior notice. Upon termination, if you have any broker connections enabled (once live trading is released), they will be severed — it will be your responsibility to manage open positions through your broker directly.
13. Governing Law
These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict of law principles. Disputes shall be resolved in the state or federal courts of Virginia, and you consent to their personal jurisdiction. Before filing any legal claim, you agree to first contact us at shawwe@alumni.vcu.edu to attempt informal resolution.
14. Changes to These Terms
We may update these Terms as the platform develops. We will notify users of material changes via email or an in-app notice with at least 14 days' advance notice where practicable. Continued use of CRUCiBLE Markets after the effective date constitutes acceptance.